HTVL

The war in Iraq is taking its toll on the market. Volume is
thin across the board. Here in Pennyland lower $volume
means lower prices. We’re just going to have to wait it out.

Pennyheaven Super 7 News
Electronic Systems Technology ELST announced record sales
volume for the year ending 12/31/02 and earnings of .04/share.
It did nothing for the stock price. ELST closed Friday at .37

On Friday, Hartville Group HTVL announced record 4th quarter
profits and once again the news did nothing for the stock price.
HTVL closed at .65 (-11%).

“Hartville Group, Inc. is a holding company specializing in niche insurance
product lines with limited competition due to specialization, which affords
sizeable underwriting returns in insurance lines such as pet health insur-
ance, equine, farm/ranch and animal mortality. The Company, through its
pet insurance marketing subsidiary and provider of the Petshealth Care
Plans, is one of the leading pet health insurance companies in the United
States.”

3,011,244 s/o as 2/18/03
http://www.hartvillegroup.com